Mortgage brokers
Picking the right mortgage broker is absolutely essential if you wish to have an easy process.
Residential versus Buy to let mortgage specialists
Buy to let mortgages are slightly different than what you may expect from a residential mortgage, they are based on the rent that you are likely to receive rather than your personal income. It is absolutely critical that your broker understands this relationship. Far too often an inexperienced broker will be surprised when the rental that you required does not "stack up" to the level that you required, circumstances like this can be easily avoided by using a specialist in buy to let mortgages.
Mortgage Packagers versus Mortgage Brokers
We only work with mortgage packagers who remain in control of the entire process from your application, through valuation and onto formal mortgage approval. We have very strong ties and are kept up to date with every step along the way. This will give you peace of mind that your mortgage is in safe hands.
Working in your interests
It's important to note that these brokers/packagers are working on your behalf (not ours),they are regulated (even though buy to let mortgages are not at this time) and therefore they represent your interests, this is vitally important.